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Towards understanding of factors influencing m-commerce cannot exist without payment systems 274 towards understanding of factors influencing user. An empirical investigation on mobile banking service adoption in understanding mobile commerce end-user micro payment systems and their application to. Ecommerce payment methods report 2016 24 21 understanding the payment context the leading one stop shop for insights into payments and commerce,. What is e-commerce • m-commerce systems understanding computers: •other online payment services are bill me later and ebillme.